BYNDL

Mobile
Commerce Made Easy.

Mobile Commerce is here to stay. And while many companies scramble to figure out how to reconfigure existing systems to meet the demands, there’s only one enterprise-class mobile marketing and payments platform to fit every demand—BYNDL.

It’s the only complete solution that works with any phone—any payment method—any channel. By itself, or integrated into your existing system.

Revolutionizing
how Business does business.

BYNDL is fundamentally changing the way money changes hands—by cutting out the middlemen. More precisely, their proprietary networks, hardware
and fees.

By doing so, we can help you make any type of mobile transaction—faster, more easily, more securely, and for less. We can also help you forge deeper, more relevant relationships with your customers at the same time. (That is, if you’re into things like increased revenues and creating brand evangelists.)

Lower Total Overall Transaction Costs

From coupon management to payment processing, BYNDL can save between 10-50% in transaction costs.
By giving your customers the least expensive payment alternatives, we save you money too. We’re putting the power, not to mention—the money, back in your hands.

We Adapt So You Don’t Have To

BYNDL is the only mobile marketing and payments platform that works with any phone, any payment method, any channel, any technology. In a word, it’s—universal. So whether you’re just starting out or a fully established business, we can have you up, running, and getting the most out of mobile commerce quickly.

Deeper Customer Relationships

Our BYNDL Loyalty and integrated marketing programs help you stay closer to your customers and be more relevant in their lives. And research shows healthier customer relationships always equate to higher sales numbers.

Secure Info

Lost phone? No problem. Once you set up your account all the account settings live in the cloud—replace the phone, your info easily migrates to the new one.
(Try that with a lost wallet.)

One Powerful Solution

Enterprise-class means BYNDL can help you do anything you want or need to do with mobile marketing and payments—whether you’re a Retailer, a Bank, a Service Provider or an Online Merchant. We’ve mentioned this once, but it bears repeating—we’re the only company
that can offer a full end-to-end solution, as a platform
or as a service.

Security

BYNDL's Big On Security. We Make the Most Secure Transaction Format Even More Secure.

FACT #1:

Credit cards, debit cards or other payment source account numbers cannot be physically intercepted or stolen while making a transaction with BYNDL, because they’re never transmitted or exposed when a purchase is made. ...

Read the Facts

Close

Let's Talk
About You

So what kind of business are you in? Find the one below that best describes you, and see how BYNDL can help you build more business with mobile marketing and payments. If you don’t see yourself below, let us know who
you are, so we can speak to your specific situation

Merchants

Selling a product or a service? We can help make commercial ordering, buying, and the whole settling process simpler and easier—and save money doing it, too. All while creating deeper relationships with your customers with our integrated Loyalty, POS, and Social Media support.

How It Works

Retail Complexes

For Airports, Arenas, Performance/Sports Venues and Merchants that encompass several other vendors (like Malls), our enterprise platform offers everything you need to successfully integrate parking, mobile marketing, communications and payments into the entire operation, quickly and easily—simplify transactions, implement Social Media campaigns, strengthen customer loyalties, and reduce operating costs.

How It Works

Solution and Service Providers

Point of Sale Providers, Enterprise Software suppliers and Internet Service Providers can easily add mobile wallet functionality, to extend their own software and services platforms with BYNDL. We can integrate into your existing system and help you take new mobile payment services to market with a proven solution—in just a few weeks.

How It Works

Emerging Markets

Conventional banks in emerging markets can use BYNDL to make their existing services work more efficiently, driving significant savings in cash-handling costs alone. BYNDL also provides the capabilities for NGO’s, Aid Organizations, Non-Traditional Banks, and even communities to support the under-banked, allowing them access to payment services, funds management, and micro-financing—improving security as well as the general flow of money.

How It Works

For more information about BYNDL, please contact us.

There are three main parts to BYNDL—two for the business side of the equation, and one for end-users (also known as your customers). See how they integrate to make the bonds between you and your customers stronger, below.

FOR YOUR BUSINESS:

BYNDL Merchant

BYNDL Merchant

Everything you need to make your point of sale experience as rewarding as it can be—again, for both you and your ever-so-important customers. And anything a stand-alone couponing solution can do, BYNDL can do better.

POS Integrated

POS Integrated

Want to integrate BYNDL mobile marketing and payments into your existing POS seamlessly? We can help optimize everything from payments to customer experience. We work with you at all levels to make what you’ve got, or what you need, work better.

POS+

POS+

For an unbeatable combination of target marketing and simplified transactions, try POS+. Backed by ERPLY, this stand-alone solution is everything you need to get mobile transactions working on all cylinders from the word “Go.”

POS Basic

POS Basic

Designed for SMS (text) and SmartPhones exclusively, this is the leanest version of our POS platform—the basics to start taking or making mobile payments. Now, any sole proprietor can have a POS system with as little as a cell phone—and BYNDL.

BYNDL Loyalty

BYNDL Loyalty

Become intertwined with your customers, more relevant—irreplaceable. Helps you know customers by name, know their shopping history, offer coupons and rewards they really want.  With all the SPAM out there, BYNDL’s analytic reporting means your customers will be excited to get your next promotion—because you know what they like. It’s a win-win for both of you.

BYNDL Parking

BYNDL Parking

In partnership with our sister company ParkNOW!, BYNDL lets customers pay for parking with the cell phone. Right from their BYNDL Wallet. BYNDL captures all of your customers’ parking information—just like it captures all of their retail activity—so retailers can see their customers’ buying habits and preferences from the moment they get onto the property and park, to the time they leave.

FOR YOUR CUSTOMERS:

BYNDL Wallet

BYNDL Wallet

It’s the digital wallet—evolved. From this single app, consumers can place orders, optimize their chosen loyalty programs, make payments, send money, get receipts, buy tickets, even pay for parking with ParkNOW!. Select your funding choices to save you the most money. Manage your loyalty programs to give you the most rewards.  All without the fear of having their credit card information compromised during a transaction or through theft.

How
BYNDL Works

01/11
Overview

Whether you own and operate your own small business or have hundreds of employees in various locations, BYNDL can help you build better relationships with your customers—all of them. See, we help build business, better.

Let's talk about a Merchant here.

Like a lot of small business owners—Matt's success will ultimately be tied to how well he establishes relationships with his customers. He'd love to spend time with every single one, talking about the exciting new things he's offering, and rewarding his regulars—but there are only so many hours in the day.

Matt would love to be able to take and make payments more easily, more securely—and reduce transaction costs. It'd be doubly great if he could also find a way to manage his costs better—something as simple as moving inventory before it goes bad can make a big difference in store profits.

BYNDL POS solutions help Matt build a stronger business and better relationships with his customers:

  • Faster checkouts—happier (and more) customers.
  • Stronger security—no money physically changing hands.
  • Better inventory usage—increased operating margins.
  • More tailored messages to customers, faster.
  • Deeper data gathering for better targeted offers.

BYNDL Loyalty makes checkouts a breeze:

  • Offers, promotions and rewards are stored in customers' smart phones and can be automatically redeemed at checkout.
  • Remote ordering capability means less waiting in line.
  • Customers get more relevant offers sent to them; no coupon cutting.
  • Purchase activities for loyalty program rewards are tracked automatically.

BYNDL Loyalty makes acquiring and rewarding customers easier:

  • Matt can track customers' buying habits, and make them offers they're more likely to be interested in.
  • Now he knows all his customers' names and purchase habits at checkout.
  • Since loyalty cards now live in his customers' smart phones—no more swiped, punched, or lost cards. All sales are tracked automatically.
  • Even better—BYNDL Loyalty means less administration and lower management costs for Matt's business.

BYNDL Integrated POS works seamlessly with the POS system Matt already has and extends his POS functionality:

  • BYNDL brings mobile purchasing and deeper loyalty capabilities to any POS.
  • BYNDL can integrate with any POS system.
  • Even if Matt didn't have a POS system, he could be up and running with BYNDL in under 2 weeks.

Let's talk about a Customer here.

Sonja works around the corner from Matt's Organics. A few times a week, Sonja drops in to grab lunch or something fresh for dinner on her way home. She really loves supporting local businesses, but doesn't have time to stand in line—she'd just as soon go somewhere else if Matt's looks too busy.

Like a lot of people, Sonja's on a budget. She's all about getting a good deal, but wishes they were easier to find (she's a single mom with two kids after all). And speaking of money, she hates carrying cash. Especially leaving work when it gets dark earlier.

BYNDL is perfect for Sonja.

BYNDL Wallet is a better way to check out because:

  • Pre-ordering is a breeze—order and pay by phone, walk in and pick-up.
  • No physical money changes hands—no need to carry cash.
  • No personal information is transmitted to or from the consumer's smartphone or the merchant—ever.

BYNDL Loyalty is a smarter way to reward customers:

  • Matt can easily create offers based on what Sonja likes. Plus, he's able to recommend and promote complementary items.
  • More relevant offers come straight to the Byndl wallet in her phone, where she can accept and store—or reject them.
  • No more coupon cutting.

BYNDL Loyalty puts Sonja first:

  • Supports tailored messages delivered at the time Sonja pays with BYNDL.
  • Offers can be tailored specifically for Sonja based on what she likes and buys regularly.
  • At checkout, Matt knows Sonja's name, what she bought last, as well as the last time she was in.

BYNDL Wallet makes it easy to budget by letting Sonja:

  • Set pre-defined spending limits—monthly or per event or by payment method.
  • See how, where and when her money is being spent.
  • Get offers/coupons stored in her BYNDL Wallet that can be automatically redeemed at checkout.
  • No longer has to carry coupons and gift cards, or have to remember when/where to use them to save the most.

Anyone who owns an operation housing multiple vendors within a single site—stadiums, malls, resorts, performance venues—will easily see how BYNDL can improve the experience. And as a result, improve sales.

Let's talk about an Owner/Manager here.

When it comes right down to it, stadium owners basically have one main goal—make sure customers have a good time. (After all, that is what they're there for.) And delivering on that goal means making the entire experience easily accessible, painless, and downright enjoyable.

In doing so, owners need to find cost-effective ways to quickly and easily evaluate how the complex is running form a sales perspective. To be able to help their merchants embody that elevated experience for customers. To make customers want to come back.

BYNDL is the perfect solution for Retail Complexes.

BYNDL Loyalty gives us better insights into customer behaviors by:

  • Capturing retail trends across all concessionaires and vendors.
  • Capturing retail stats across all events—not just single sports season ticket holders.
  • Offering and managing promotions, rewards and discounts to your best stadium customers—based on their purchases across all stadium retailers and events.
  • Letting you offer cell phone parking and mobile ticketing—then including all your payment operations in one mobile marketing and payment solution.

BYNDL reporting helps improve sales across the board by:

  • Helping merchants quickly try pricing options—varying by dayparts, customer loyalty tier and/or location, and any other purchase parameters they desire.
  • Providing real-time location, for more effective, personalized rewards, coupons, promotions and product info at the POS.

BYNDL Loyalty helps you talk to customers better by:

  • Providing better customer data—based on all their stadium visits, not just a particular type of event. (Like football season ticket holders.)
  • Delivering personalized cross-promotional offers as customers are contemplating making a purchase—that's the best time to drive up sales conversion rates.
  • Providing optional "venue rewards" program, letting customers cash in rewards points with any merchant—creates cross-selling with a stronger customer incentive.
  • Providing Social Network check-ins—customers earn points and increase merchants' name recognition with every check-in.

BYNDL reporting gives you a better overall understanding of consumer behavior by:

  • Generating more granular customer data than other systems.
  • No need to pull information from different sources/solutions.
  • Giving venue owner or manager better visibility into each customer's behavior across all events, and all merchants (food, clothing vendors outside the stadium, etc.), helps create more relevant promotions and offers.

Let's talk about a Merchant here.

Getting the contract to become one of the vendors within a bigger event is a big deal to a lot of merchants. It's an opportunity to gain access to a lot more potential customers than usual, raise awareness, increase brand equity and prestige, and to be associated with a positive experience.

In these fast-paced environments, quality service (or the lack of) can have a huge impact on event sales. Merchants need to take every opportunity to connect with customers better, faster, and—here it comes again—easier. Wouldn't it be nice if they could focus on delivering food, for example, instead of taking orders?

BYNDL is a game-changer for Merchants in this arena.

BYNDL Loyalty makes customizing offers more effective by:

  • Using better data to personalize offers—based on customer preferences and purchase patterns.
  • Delivering personalized offers (in real-time) at the venue, as customers are contemplating a purchase decision.
  • Providing optional "venue rewards" program, letting customers cash in rewards points with any merchant—creates cross-selling with a stronger customer incentive.
  • Providing Social Network check-ins—customers earn points and increase merchants' name recognition with every check-in.
  • Letting you offer coupons for sales/promotions outside the event—extending the stadium relationships you have to local super markets.

BYNDL Wallet helps even out sales by:

  • Letting you easily move your POS to where you need it most, to better meet demand.
  • Creating mobile terminals—inside or outside your store, tableside, line busting, even paying from stadium seats—BYNDL can eliminate wait staff trips to/from a fixed POS terminal.
  • Shortening lines and making checkouts faster.
  • Letting you set up virtual restaurants (for ordering remotely) in any venue—all you need is a poster with coded menu items.

BYNDL makes customizing offers easy and effective by:

  • Letting you execute several offers at once—quickly assessing which offer generates more sales.
  • Giving you the flexibility to design the offers you want—% off, Buy One, Get One or special combos, along with a variety of ways to present them.
  • Providing instant access to tracking results—implement best offers within hours (not weeks)
  • Helping you talk about promos to your most valued customers first—before the general public hears.

BYNDL Loyalty helps restaurants manage inventory better by:

  • Using more robust customer data integrated with inventory data—for more effective real-time, location based, personalized coupons, promos and cross-promos.
  • Integrating attendance and inventory data results to drive in more accurate stocking/investment, higher inventory turns and lower food spoilage costs.
  • Letting you offer short-term pricing promotions to drive sales and also tell your customer when the promo is over.
  • Offering customers the opportunity to give real-time feedback via texting or Social Media, so you can make better decisions and increase customer satisfaction.

Service providers (like ISP's, Telco's, MSP's and Outsourcers) are seeing new, cloud-based service offerings entering the market and taking some of their core infrastructure services revenues. Offering their customer's new services, and even better—based on new business models—allows Service Providers to move up the value chain with their clients, while bringing in new revenue sources for themselves.

Consumer and enterprise software companies see the explosion on the horizon around mobile payment services. They want to extend their existing POS and ERP solutions into this new domain, providing mobile transaction processing capabilities as part of their portfolios.

BYNDL is the perfect solution for Software and Service Providers.

Let's talk about a Telcom here.

Susan's wireless telecom business, USCom, is doing okay in the midst of the challenges facing her industry. Like a lot of telecom execs, she's concerned about declining ARPU, low user base growth, lower margins and the massive changes happening in mobile banking and mobile marketing over the past three years. Plus—overall revenue growth is flattening. What does all this mean for her business? And how should she position the company to pursue the best opportunities for growth?

The "gatekeeper" role USCom has always played with the customer is quickly eroding, as new players like Apple, Google, and host of others enter the scene. Susan knows her success will ultimately be tied to how well she maintains relationships with her key customers. Again, like a lot of telecom execs, she needs to find a way to generate additional revenue and create more valuable relationships with her business customers.

USCom is a perfect candidate to co-brand and resell BYNDL.

BYNDL's platform helps USCom strengthen relationships, providing additional value to their SMB and consumer customers by:

  • Helping SMB clients add mobile marketing and payments to their POS capabilities.
  • Making purchases fast and easy by letting both business and consumer clients bill purchases to their existing mobile phone bill.
  • Helping SMB's generate better analytics around customer behavior to proactively address any trends.
  • Providing convenient, real-time, location based, personalized coupons, promos and loyalty points at POS.
  • Creating greater affinity with young, digitally fluent customers—who are the most active users of services.

BYNDL's platform can help maintain USCom's central role with customers by:

  • Introducing proven mWallet and mLoyalty programs to increase customer loyalty.
  • Strengthening brand recognition by offering customers a USCom co-branded mobile wallet service.
  • Easily integrating BYNDL buying activity with customers' existing wireless bill.
  • Making it all very easy and convenient to use.

BYNDL's platform can improve USCom's P&L by:

  • Capturing service fees from mobile wallet transactions and related services.
  • Creating new revenues from new mobile wallet transaction services/fees.
  • Lowering customer churn—Mobile Network Operators offering mobile wallets have seen much higher customer retention and lower churn rates.
  • Introducing a low risk/low entry cost product offering by co-branding the BYNDL SaaS service (No capital costs).
  • Letting USCom license the platform and offer the service out of their own data centers.

Let's talk about a Merchant here.

Jill's been buying broadband business services, as well as landlines and mobile service from USCom for years. She works with USCom and their community of Managed Service Providers to manage her servers as well as employee email across her three stores. She trusts USCom, and really likes her account manager—if only she had the same relationship with her other vendors. Jill would love to increase new sales across her stores through better relationships with her customers, and she'd like her key vendors (like USCom) to help.

USCom's BYNDL solution is ideal for Jill's Jewelry.

BYNDL Loyalty makes customizing offers more effective by:

  • Using better data to personalize offers—based on customer preferences and purchase patterns.
  • Delivering personalized offers (in real-time) once a customer has demonstrated they are looking for a select item.
  • Providing optional rewards program, inviting customer's to exclusive events and shows based on their loyalty and interests.
  • Providing Social Network check-ins—customers earn points and increase merchants' name recognition with every check-in.

BYNDL Wallet helps improve sales by:

  • Providing additional (virtual) Points of Sale not limited by a set number of fixed POS locations during peak times.
  • Letting you set up virtual stores (for ordering remotely) in any venue—all you need is a poster with product items with QR codes.
  • Speeding up the ordering/payment processes—shortens lines and increases volume of transactions.
  • Letting customers place orders from anywhere—inside or outside the store via mobile phone.

BYNDL makes customizing offers easy and effective by:

  • Letting you execute several offers at once—quickly assessing which offer generates more sales.
  • Giving you the flexibility to design the offers you want—% off, BOGO or special combos, along with a variety of ways to present them.
  • Providing instant access to tracking results—implement best offers within hours (not weeks)
  • Helping you talk to your most valued customers first—before the general public hears.

Let's talk about a Customer here.

Sonja loves Jill's Jewelry—it's all handmade, local, and a real treat that's well within her budget every now and again. Sonja and her friends like to stay connected to what's going on with Jill's through their Social Networking site—they like to follow the trendy new jewelry that Jill brings to her store on a monthly basis and talk about it.

Like Sonja, many of her friends have small children, are on fixed budgets and are avid coupon-cutters, too—so the group is always on the lookout for a good deal. They look forward to meeting up at the great events Jill's throws and getting a great bargain.

Lastly, Sonja hates carrying cash. And, as a single mom, always seems to be in a hurry. She's very receptive to things that can make her life easier.

BYNDL is perfect for Sonja.

BYNDL Wallet makes Sonja's life easier:

  • She doesn't have to carry cash.
  • She can pre-order what she wants from anywhere.
  • She doesn't have to dig through her purse or wallet for cash or a credit card (all while managing two kids)—her mobile phone is always handy.
  • She doesn't have worry about losing her loyalty cards or getting them stamped.
  • Checkout's very cool—receipts are emailed, coupons automatically applied, and loyalty program info automatically exchanged with merchants.

BYNDL's platform gives Sonja more opportunities to network with her friends by:

  • Easily integrating with the Social Networks she already uses.
  • Providing real-time alerts to Sonja when her friends arrive at a restaurant or store.
  • Allowing her to pass along deals with the touch of a button.

Sonja gets more value from her relationship with Jill's Jewelry because:

  • BYNDL delivers real-time, personalized coupons, discounts, promos, shopping info, and customer reviews at the POS—right to her phone.
  • Convenient eReceipts are easier to keep track of—less waste and she'll never lose a receipt.
  • Purchases from any merchant can be added to her mobile phone bill—super convenient.
  • BYNDL Loyalty lets Sonja earn points for "check-ins" as well as purchases—easily converted into gift cards or discounts.

BYNDL makes Sonja's life easier by:

  • Giving her a single, convenient place to manage her whole account.
  • Helping her more easily keep track of receipts and spending.
  • Making it easy to manage all of her loyalty and gift cards—they're all on the phone.
  • Checkout is easier and faster, making the challenges of a working mother more manageable.

A little less than 50% of the world is still unbanked today, according to McKinsey and Company. And even many of the banked markets work with cumbersome payment options that are costly for banks to manage, and not exactly convenient for consumers. BYNDL offers a solution that enables the flow of money, reduces costs, and improves security—making people's lives easier and futures a bit brighter—all from a cell phone.

Let's talk about an NGO or IDA here.

Typically, on the front line of any emerging market, you find Non-Governmental Organizations (NGOs) and International Development Agencies (IDAs) digging in, trying to improve the quality of life. A big part of that involves getting the country's infrastructure moving—developing commerce.

When there simply are no banks in many parts of a country, things like security, access to loans and repayments, paying utility bills, making deposits, withdrawing cash, saving money, or sending money to family or friends—not to mention the simple act of buy and selling the things we all need every day—is difficult, or just plain unaffordable.

In addition, getting cash to employees or aid recipients can be both costly and risky for NGOs and IDAs. Take, for example, situations where up to 40% of every dollar is spent on simply the security alone to transport cash.

BYNDL is a great choice for an NGO or IDA.

BYNDL Wallet makes it safe, easy and affordable to make transactions by:

  • Making long, inconvenient, costly trips to bank branches for services unnecessary.
  • Lowering risk of theft and fraud—there's no counterfeiting, there's no cash passing from hand to hand.
  • Slashing the cost of domestic money transfers and international remittances by up to 70%—making these services affordable to unbanked and under-banked customers.
  • Helping NGOs and IDAs cut the cost to pay in-country staff and disburse funds to aid recipients.

BYNDL Wallet is the safest way to buy and sell anything because:

  • There's a much lower chance of robbery.
  • Money can't be counterfeited on BYNDL.
  • You can't lose your money—get a new phone, get all your payment methods back again.
  • Customers don't have to travel to a faraway bank branch—reducing exposure to thieves.
  • It's a safe way to save for future—no risk of theft, fraud or loss associated with cash or livestock.

BYNDL Merchant makes transactions safer and easier by:

  • Providing a secure technology platform.
  • Enabling speedy transactions which reduces the credit risk associated with waiting for payments.
  • Enabling merchants to use BYNDL as a virtual POS terminal—eliminating cash transactions.

BYNDL Wallet makes it safe and easy to make transactions by:

  • Cutting the time it takes to make a transaction.
  • Turning customers and merchants into "virtual bank branches", able to conduct transactions anywhere, anytime—increasing the velocity of money.
  • Faster transactions mean more transactions for small and medium sized merchants.
  • Cutting the time financial institutions, merchants and customers need to apply for, process and repay microloans puts badly needed funds to work faster.

Let's talk about a Merchant here.

Maya has never had a bank account. Nor have her parents. Her family's life savings are hidden in various spots within their home. Every day on the way to her family's business at the Market, Maya takes a little money with here to get what they need for the day (buying for the week would mean carrying too much money).

Maya knows carrying cash is not so safe and wishes she had another option. She dreams about being able to save money to send her children to school. About easier ways to run the family business—accepting tourists' payments, protecting their profits, and buying new inventory.

BYNDL is a great solution for Maya.

BYNDL Wallet is everything you need to help manage your money:

  • It's affordable—with service fees lower than many banks.
  • It's convenient—easy to use anytime, anywhere.
  • It's both safe and secure.
  • It's easy to access—never closed, always just a cell phone away.

BYNDL Merchant makes day-to-day business safer by:

  • Eliminating long travel to bank branches—exposure to thieves.
  • Reducing the use of cash and "shrinkage" common with handling cash.
  • Reducing borrowing money from unofficial/risky moneylenders
  • Easily replacing all your info and payment methods if you ever lose your phone.

BYNDL Wallet is a very safe way to store money because:

  • It's a secure, proven, advanced technology.
  • Money can't be lost or stolen.
  • Your money is liquid and unaffected by outside variables—unlike livestock or other ways people store value.

BYNDL Merchant makes transactions easier by:

  • Removing the bank or Exchange Office from the front line.
  • Making international remittances possible instantly—also great for friends or relatives sending money home from other countries.
  • Letting you make money transfers/payments to individuals or businesses overseas.

Let's talk about a Customer here.

Sonja has traveled all over the world with the non-profit she works for—her work often takes her to places that are technologically unsophisticated (for lack of a better term). With that, come some challenges with regards to the money she needs to come and go, as she desires.

In many areas she visits, it's just not smart to carry a lot of cash. And finding places to exchange currency easily simply don't exist, particularly outside the major cities. Spur of the moment purchases become a hassle—not to mention trying to buy a bottle of water when she desperately needs one.

BYNDL is great for international travelers.

BYNDL Wallet helps you make payments easily by:

  • Reducing the need to carry money at all.
  • Eliminating the need to physically exchange currencies at all.
  • Providing instant international money transfers and bill payment services.

BYNDL Wallet is the best way to buy what you need because:

  • You make payments without using cash.
  • You can transfer money electronically, then have it converted to cash as you spend it.
  • You receive money electronically and carry it in your phone, rather than carry actual cash.
  • You have an extensive network of local agents, rather than distant bank branches, to make deposits and withdrawals.

BYNDL Wallet is a better way to make transactions because:

  • BYNDL aggregates all of your payment options into one consumer wallet. If the merchant takes BYNDL, you can use any payment source you want inside the wallet
  • You can pay with money you store in BYNDL.
  • You can use your debit card—without compromising secure info.
  • You can use a prepaid card, gift card or gift certificate.
  • You can pay from your bank account—without compromising secure info.
  • You can transfer funds to a local agent or merchant who can convert it into cash for payment.

BYNDL Wallet makes it easy to budget by:

  • Helping you closely and accurately track your spending.
  • Letting you set alerts and alarms for account balances, limits and selection of payment methods.
  • Giving you a way to store set amounts, or save for an upcoming vacation.
  • Automatically deliver coupons, promos and loyalty benefits—in real-time, wherever you are—to help you save even more.

Meet
the Team

As we create this brand new mobile commerce experience, we’re both proud and fortunate to be drawing from a wide range of international talent and experience. It’s such a big part of what makes BYNDL better.

The People

Lori Salow Marshall

Lori Salow Marshall

Chairman and CEO  

With over 20 years experience defining corporate strategy, driving mission-critical partnerships, and developing new go-to-market programs. Lori has a passion for bringing-to-market services that change the way people work or play. A serial innovator even in unlikely environments, Lori’s past lives include CEO/Founder of BizDev Experts, VP at Unisys Corporation, and Director within BT Group Strategy driving new program development. LinkedIn.

David Buckel

David Buckel

CFO & Corporate Secretary  

David has over 25 years of experience as a financial and operational executive specializing in start-ups, technology companies, capital markets and overall operational leadership roles. He serves on various boards of both start-ups and public companies, including Racemi and SouthPeak Games. Previous CFO experience includes Internap Networks, Interland and AppliedTheory.  David has also consulted and/or acted as CFO to various other high growth or turnaround companies. LinkedIn.

Michael Cote

Michael Cote

Special Advisor  

Michael has spent 20+ years in the communications and wireless industries with over 18 years of marketing and management experience. He’s managed budgets over $500 million, lead an organization with over 1000 employees, and was responsible for creating more than $1.2 billion in profitable annual revenue. In his three most recent positions, he was the first employee of the organization and led his companies to the top of their industry. Past employers include T-Mobile and Cable & Wireless. LinkedIn.

Wendy Piñero DePencier

Wendy Piñero DePencier

VP Marketing  

Bilingual and armed with 20 years of marketing and P&L business experience with Procter & Gamble, Starbucks Coffee Company and T-Mobile USA (all best-in-class companies in their respective industries), Wendy has built brands and businesses in three different countries. In her last role, she was responsible for strategic thinking and leadership for T-Mobile’s multi-million dollar marketing spend. LinkedIn.

Vern Fotheringham

Vern Fotheringham

Board of Directors  

Vern has created and built successful ventures in the wireless world for over 25 years. As President/CEO of ADAPTIX, Inc., he pioneered the Orthogonal Frequency-Division Multiple Access (OFDMA) technology that’s now the core of Mobile WiMAX and LTE broadband radio. Vern has directly helped develop the wireless industries in the US, Canada, Mexico, Germany, Sweden, Hong Kong, Brazil, Argentina, Venezuela and Bangladesh. He’s also co-author of “Wireless Broadband: Conflict and Convergence” published by IEEE-Wiley. LinkedIn.

Üllar Jaaksoo

Üllar Jaaksoo

Board of Directors  

With over 22 years experience in Financial Services and the IT industry, Üllar is currently the CEO of NOW! Innovations in Estonia. His esteemed journey has seen him hold positions as CEO of Estonian Savings Bank (the largest retail bank in Estonia), CEO of Ajakirjade Kirjastan (the largest publisher in Estonia), COO of Tele2 Baltic's, CEO of Sportland (the largest Baltic sports retailer also operated in Russian, Finland and the Ukraine), as well as Chairman for the Council of Enterprise Estonia—a government-financed organization that supports/provides EU to national entrepreneurs to increase economic competiveness and partner at MTVP (the most experienced VC firm in Baltic's). Üllar is considered an expert in managing start-up to mature companies in the Baltic's and Russia. LinkedIn.

Chris Howard

Chris Howard

Advisory Board  

A global business leader who creates value through strategy and process, Chris’s experience is in growing and running successful IT service organizations. At Inacom, he grew revenues from $30M to $300M in 4 years, exceeding EBITDA goals annually. As SVP for Global Outsourcing for Siemens Business Services, and Chief Sales Officer for Capgemini’s America’s Outsourcing division, he ran multi-billion dollar sales and operations teams, consistently driving high growth in revenue, profitability and customer satisfaction. LinkedIn.

Charles G. Schott

Charles G. Schott

Advisory Board  

With over 30 years of experience as a key strategist and advisor to corporations and investors, Charles has provided extensive value through innovation, risk-selection and practical leadership. He’s a pioneer in developments involving services industries with unique insights into convergence and regulatory impact. Charles has worked for Intellectual Ventures, McKinsey & Co., Hearst, US Dept. of Treasury and Commerce, and the FCC. LinkedIn.

Steve Elefant

Steve Elefant

Advisory Board  

Steve brings over 25 years of experience as a successful founder, leader and entrepreneur in the financial space—and he’s an early pioneer of E-Commerce. He’s currently the Managing Director at Soaring Ventures, and past positions have included Chief Information Officer at Heartland Payment Systems, CEO at AircraftFuel.com, and the Founder and CEO of ICVerify / CyberCash, to name a few. Steve’s a limited partner in several VC firms, serves on several boards as well as the Secret Service and FBI Electronic Crimes Task Forces, and is a frequent industry speaker. LinkedIn.

Bernice P. Dixon

Bernice P. Dixon

Advisory Board  

Currently the founder and CEO of Advising Angels, an investment/advisory group aimed at female led early stage technology companies, Bernie brings over 30 years experience to the team. She’s led businesses supporting Manufacturing, Technology, Industrial, Consumer Products, Retail, Transportation, and Distribution Industries throughout the Americas as VP for HP ServicesAmericas. She has over 12 years experience as CIO for Fortune 100 companies including Carrier Corporation, Hamilton Standard (both divisions of United Technologies) and Raytheon Corporation. Bernie’s also served as a strategic telecommunications consultant at Booz Allen and Hamilton supporting the National Security Telecommunications Presidential Advisory Committee, which she helped cofound, during the Reagan and Bush Administrations after serving in the US Army Signal Corps as an aide-de-camp and White House liaison for the Defense Communications Agency. LinkedIn.

The Partners

Now Innovations

Now Innovations

One of the world’s leading digital permit and mobile payment solution providers, whose mission is to help clients grow revenue and reduce costs through better service and operating efficiencies of permits and tickets. Headquartered in Tallinn, Estonia. Now! Innovations is a founding partner in BYNDL.

Tether, Inc.

Tether, Inc.

A full-service design and marketing studio in Seattle, WA—with a common desire to work with brands that share their passion for creating and nurturing emotional connection with customers. Tether is a founding partner in BYNDL.

ParkNOW!

ParkNOW!

The innovative cell-phone parking solution ParkNOW! is offered on 5 continents and has tens of millions of customers.  ParkNOW! is integrated into the BYNDL solution providing the only end-to-end mobile retail payments and cell phone parking solution in the world.  ParkNOW! was developed by NOW! Innovations.

Contact
BYNDL

Help us learn more about you.

(We'll get back to you within 24 hours.)

* * *
* *
*

    You can also contact us directly by e-mail or phone:

  • Phone  
    1-855-GOBYNDL (855-462-9635)
  • 2018 156th Ave NE
    Suite 100, Building F
    Bellevue, WA 98007
    United States of America

  • Interested In Becoming An Investor?

    We'd love to hear from you. Send us an email and we'll get back to you within 24 hours.